To manage a robust, risk-based AML/CFT/CPF and compliance framework, exercising sound judgement in financial crime matters. In doing so you directly contribute to our purpose; to deliver thoughtful, personal and high-quality service to every client.
Key Responsibilities:
- Own and discharge MLRO responsibilities, including SAR decision-making and external reporting
- Ensure operational adoption of best practice AML/CFT/CPF and compliance controls through monitoring, oversight and remediation.
- Champion a strong compliance culture across the business
- Act as appointed MLRO with full responsibility for the receipt, assessment, and external reporting of Suspicious Activity Reports (SARs)
- Maintain and oversee the SAR framework, including reporting, documentation and governance
- Input into the development, review and enhancement of policies, procedures and controls
- Oversee the delivery of a risk-based Compliance Monitoring Programme
- Identify control deficiencies, agree remedial actions and track to closure, escalating overdue or material issues
- Support regulatory submissions, notifications and ongoing engagement as appropriate to the matter
- Provide technical AML/CFT/CPF advice to colleagues and senior stakeholders
- Support gap analysis, remediation programmes and compliance projects
Qualifications and Skills required:
- Relevant professional qualification in compliance / financial crime, such as ICA Diploma or equivalent; or,
- Qualification consistent with Table 4 status or ability to satisfy the relevant competency expectations for the role
- Minimum of 5 – 7 years of experience in financial services compliance preferably in Jersey
- Experience of working with AML/CFT/CPF legislation and the JFSC AML Handbook
- Experience of working within a Trust Company business and / or Fund Services business
- Experience of managing suspicious activity reports (SARs) and financial crime reporting
- Previous MLRO experience, Deputy MLRO experience, or demonstrable readiness to step into an MLRO appointment
- Judgement Jedi: You cut through noise and complexity to make smart, timely decisions. When the pressure’s on, people trust your instincts and your reasoning.
- Pressure-Proof Performer: Competing priorities don’t rattle you. You stay focused, flexible and in control, even when everything feels urgent
- Stakeholder Communicator: You communicate with clarity and confidence, tailoring your message so senior stakeholders stay informed, engaged and aligned
- Integrity Icon: You do the right thing, even when it’s uncomfortable. Armed with sharp professional scepticism, you question, probe and verify before taking anything at face value
- Challenge Champion: You’re confident challenging constructively, influencing senior voices with calm authority and well-reasoned arguments
- Ownership Operator: If it’s yours, it’s really yours. You take responsibility from start to finish and see things through until they’re properly done
- Commercially Savvy, Regulator-Smart: You understand the commercial realities but never lose sight of regulatory expectations, striking the balance that keeps the business moving safely and sensibly